Credit Bureau is usually checked for these loans. Tip: Apply for the loan via the Internet at Cream Bank. These are available from specialized online providers. In spite of Credit Bureau, a cheap loan can be found online using our meaningful loan comparison: If you have a credit card, you can easily apply for the current account credit in your internet banking.
Credit trap: Is it really worth it to achieve its goals….
Information, especially the score value, is then decided by the house bank, whether the Credit Bureau. Based on the Credit Bureau information, especially the score, the following lending money for the call or credit line, the installment loan, with the network, through so-called credit intermediaries to be closed pay waiving any consumer credit.
Loans from abroad: Credit Bureau-free loans can be risky
The Düsseldorfer (dpa) – If you want a loan, you first have to put all your playing cards on the table. This is because every financial institution needs to form an opinion about the solvency of its clientele before paying the money out. In most cases, the services of credit agencies such as the Credit Bureau or credit reform are used.
However, some foreign service providers do not use the information provided by the credit agencies. B. from the potential debtor, the presentation of income certificates or bank statements to receive information about the economic situation of the future debtor. If it turns out that the creditworthiness is quite bad and the house bank nevertheless grants a loan to a consumer, it is usually expensive for the debtor.
Therefore, consumers should always be very attentive, carefully check the terms and conditions of the creditor and evaluate several offers. Everyone who comes across credits online, especially from countries outside Europe, should take a closer look at who is hiding behind them.
Potential creditors should also pay attention to whether and by whom a foreign service provider is monitored.
If a foreign bank turns out to be serious after a detailed investigation and grants a loan to a customer based in Germany, the settlement is often not easy. It can be problematic if the borrower needs certificates that meet the requirements of the financial administration.
Credit Bureau-free loan offers from foreign providers are often attractive offers for over-indebted people,
It is not uncommon for consumers to use a third-party service provider’s credit if a German financial institution has denied them such a loan because of their negative credibility.
Otherwise, the customer, who is in debt and then receives an expensive loan from abroad, is increasingly falling into the debt trap.